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Mortgage rates today

Showing results for: Single-family home, 30 year fixed and 15 year fixed mortgages with all points options.

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Sage Home Loans 15 Year Fixed
NMLS #3304 | State Lic: RM.850026.000
RateRate as of 10/28/26
5.623%
APRAPR
5.970%
Monthly paymentMonthly payment
$2,899
Points
1.785
Upfront costs
$7,777
8-year cost
$135,030
Lender rating
Tomo Mortgage 15 Year Fixed
NMLS #2059741 | State Lic: RM.804811.000
RateRate as of 10/28/26
5.750%
APRAPR
6.112%
Monthly paymentMonthly payment
$2,930
Points
1.681
Upfront costs
$7,617
8-year cost
$137,602
Lender rating
Optimum First Mortgage 15 Year Fixed
NMLS #240415 | State Lic: RM.804405.000
RateRate as of 10/28/26
5.747%
APRAPR
6.080%
Monthly paymentMonthly payment
$2,922
Points
1.548
Upfront costs
$7,444
8-year cost
$137,725
Lender rating
Mutual of Omaha Mortgage 15 Year Fixed
NMLS #1025894
RateRate as of 10/28/26
5.875%
APRAPR
6.256%
Monthly paymentMonthly payment
$2,947
Points
1.769
Upfront costs
$8,465
8-year cost
$141,881
Lender rating
Alliant Credit Union 15 Year Fixed
NMLS #197185
RateRate as of 10/28/26
6.000%
APRAPR
6.322%
Monthly paymentMonthly payment
$2,970
Points
1.759
Upfront costs
$7,142
8-year cost
$143,629
Lender rating
Third Federal Savings and Loan 15 Year Fixed
NMLS #449401
RateRate as of 10/28/26
5.990%
APRAPR
6.371%
Monthly paymentMonthly payment
$2,968
Points
2
Upfront costs
$8,435
8-year cost
$144,677
Lender rating
Tomo Mortgage 30 Year Fixed
NMLS #2059741 | State Lic: RM.804811.000
RateRate as of 10/28/26
6.125%
APRAPR
6.342%
Monthly paymentMonthly payment
$2,145
Points
1.638
Upfront costs
$7,465
8-year cost
$170,172
Lender rating
Optimum First Mortgage 30 Year Fixed
NMLS #240415 | State Lic: RM.804405.000
RateRate as of 10/28/26
6.122%
APRAPR
6.351%
Monthly paymentMonthly payment
$2,138
Points
1.826
Upfront costs
$8,423
8-year cost
$171,415
Lender rating
Sage Home Loans 30 Year Fixed
NMLS #3304 | State Lic: RM.850026.000
RateRate as of 10/28/26
6.373%
APRAPR
6.597%
Monthly paymentMonthly payment
$2,196
Points
1.879
Upfront costs
$8,108
8-year cost
$178,179
Lender rating
Third Federal Savings and Loan 30 Year Fixed
NMLS #449401
RateRate as of 10/28/26
6.490%
APRAPR
6.725%
Monthly paymentMonthly payment
$2,223
Points
2
Upfront costs
$8,435
8-year cost
$181,812
Lender rating
Alliant Credit Union 30 Year Fixed
NMLS #197185
RateRate as of 10/28/26
6.625%
APRAPR
6.810%
Monthly paymentMonthly payment
$2,254
Points
1.612
Upfront costs
$6,624
8-year cost
$183,821
Lender rating
Mutual of Omaha Mortgage 30 Year Fixed
NMLS #1025894
RateRate as of 10/28/26
6.625%
APRAPR
6.831%
Monthly paymentMonthly payment
$2,254
Points
1.461
Upfront costs
$7,381
8-year cost
$184,577
Lender rating

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About our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our “Advertisers”). Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a “Next” button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.

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Loans Above $832,750 May Have Different Loan Terms: If you are seeking a loan for more than $832,750, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.

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