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Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

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Tomo Mortgage 30 Year Fixed

NMLS #2059741 | State Lic: RM.804811.000

Rate as of 7/11/26: 5.500%
APR: 5.724%
Points: 1.822
Monthly payment: $2,004
Upfront costs: $8,1138 year cost: $153,280
Customer score

Sage Home Loans 30 Year Fixed

NMLS #3304 | State Lic: RM.850026.000

Rate as of 7/11/26: 5.623%
APR: 5.848%
Points: 1.996
Monthly payment: $2,026
Upfront costs: $8,5208 year cost: $157,498
Customer score

Optimum First Mortgage 30 Year Fixed

NMLS #240415 | State Lic: RM.804405.000

Rate as of 7/11/26: 5.623%
APR: 5.857%
Points: 1.947
Monthly payment: $2,026
Upfront costs: $8,8488 year cost: $157,827
Customer score

Third Federal Savings and Loan 30 Year Fixed

NMLS #449401

Rate as of 7/11/26: 5.790%
APR: 6.015%
Points: 2
Monthly payment: $2,063
Upfront costs: $8,4358 year cost: $162,094
Customer score

Mutual of Omaha Mortgage 30 Year Fixed

NMLS # 1025894

Rate as of 7/11/26: 5.875%
APR: 6.100%
Points: 1.753
Monthly payment: $2,082
Upfront costs: $8,4098 year cost: $164,454
Customer score

Alliant Credit Union 30 Year Fixed

NMLS #197185

Rate as of 7/11/26: 6.000%
APR: 6.191%
Points: 1.741
Monthly payment: $2,110
Upfront costs: $7,0788 year cost: $166,637
Customer score

New American Funding 30 Year Fixed

NMLS #6606

Rate as of 7/11/26: 6.375%
APR: 6.624%
Points: 1.856
Monthly payment: $2,197
Upfront costs: $9,0338 year cost: $178,634
Customer score

Optimum First Mortgage 5/6 Arm

NMLS #240415 | State Lic: RM.804405.000

Rate as of 7/11/26: 5.248%
APR: 6.035%
Points: 1.99
Monthly payment: $1,943
Upfront costs: $9,0008 year cost: $153,099
Customer score

Third Federal Savings and Loan 5/1 Arm

NMLS #449401

Rate as of 7/11/26: 5.940%
APR: 5.793%
Points: 1
Monthly payment: $2,097
Upfront costs: $4,9158 year cost: $171,877
Customer score

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Loans Above $832,750 May Have Different Loan Terms: If you are seeking a loan for more than $832,750, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

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