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Mortgage rates today

Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

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Optimum First Mortgage 30 Year Fixed
NMLS #240415 | State Lic: RM.804405.000
RateRate as of 10/11/26
6.491%
APRAPR
6.690%
Monthly paymentMonthly payment
$2,223
Points
1.476
Upfront costs
$7,191
8-year cost
$180,596
Customer score
Tomo Mortgage 30 Year Fixed
NMLS #2059741 | State Lic: RM.804811.000
RateRate as of 10/11/26
6.500%
APRAPR
6.734%
Monthly paymentMonthly payment
$2,231
Points
1.747
Upfront costs
$7,849
8-year cost
$181,139
Customer score
Sage Home Loans 30 Year Fixed
NMLS #3304 | State Lic: RM.850026.000
RateRate as of 10/11/26
6.748%
APRAPR
6.966%
Monthly paymentMonthly payment
$2,283
Points
1.771
Upfront costs
$7,728
8-year cost
$188,408
Customer score
Third Federal Savings and Loan 30 Year Fixed
NMLS #449401
RateRate as of 10/11/26
6.790%
APRAPR
7.029%
Monthly paymentMonthly payment
$2,292
Points
2
Upfront costs
$8,435
8-year cost
$190,306
Customer score
Alliant Credit Union 30 Year Fixed
NMLS #197185
RateRate as of 10/11/26
6.875%
APRAPR
7.055%
Monthly paymentMonthly payment
$2,312
Points
1.537
Upfront costs
$6,360
8-year cost
$190,642
Customer score
Mutual of Omaha Mortgage 30 Year Fixed
NMLS # 1025894
RateRate as of 10/11/26
6.875%
APRAPR
7.081%
Monthly paymentMonthly payment
$2,312
Points
1.423
Upfront costs
$7,247
8-year cost
$191,528
Customer score
New American Funding 30 Year Fixed
NMLS #6606
RateRate as of 10/11/26
7.240%
APRAPR
7.502%
Monthly paymentMonthly payment
$2,399
Points
1.85
Upfront costs
$9,012
8-year cost
$203,138
Customer score
Optimum First Mortgage 5/6 Arm
NMLS #240415 | State Lic: RM.804405.000
RateRate as of 10/11/26
5.866%
APRAPR
6.382%
Monthly paymentMonthly payment
$2,080
Points
1.959
Upfront costs
$8,891
8-year cost
$168,517
Customer score
Third Federal Savings and Loan 5/1 Arm
NMLS #449401
RateRate as of 10/11/26
6.840%
APRAPR
6.304%
Monthly paymentMonthly payment
$2,304
Points
1
Upfront costs
$4,915
8-year cost
$189,995
Customer score

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About our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our “Advertisers”). Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a “Next” button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.

Availability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. Bankrate cannot guaranty the accuracy or availability of any loan term shown above. However, Bankrate attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. Click here for rate criteria by loan product.

Loan Terms for Bankrate.com Customers: Advertisers may have different loan terms on their own website from those advertised through Bankrate.com. To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a Bankrate.com customer. This will typically be done by phone so you should look for the Advertisers phone number when you click-through to their website. In addition, credit unions may require membership.

Loans Above $832,750 May Have Different Loan Terms: If you are seeking a loan for more than $832,750, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.

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