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Showing results for: Single-family home, 30 year fixed and 5 year ARM mortgages with all points options.

The listings that appear on this page are from companies from which this website receives compensation.

Tomo 30 year fixed
NMLS #2059741
State Lic: RM.804811.000
Rate as of 4/25/26
5.250%
APR
5.424%
Points: 1.547
Monthly payment
$1,944
Upfront costs: $7,1458 year cost: $145,334
Customer score
third federal savings and loan 30 year fixed
NMLS #449401
Rate as of 4/25/26
5.290%
APR
5.508%
Points: 2
Monthly payment
$1,952
Upfront costs: $8,4358 year cost: $148,109
Customer score
(877) 387-0934
Optimum First Mortgage 30 year fixed
NMLS #240415
State Lic: RM.804405.000
Rate as of 4/25/26
5.372%
APR
5.550%
Points: 1.387
Monthly payment
$1,970
Upfront costs: $6,8778 year cost: $148,468
Customer score
Mutual of Omaha Mortgage 30 year fixed
NMLS #1025894
Rate as of 4/25/26
5.490%
APR
5.715%
Points: 1.801
Monthly payment
$1,996
Upfront costs: $8,5788 year cost: $153,835
Customer score
Sage Home Loans 30 year fixed
NMLS #3304
State Lic: RM.850026.000
Rate as of 4/25/26
5.620%
APR
5.807%
Points: 1.598
Monthly payment
$2,025
Upfront costs: $7,1198 year cost: $156,013
Customer score
Real Genius 30 year fixed
NMLS #2389303
State Lic: RM.804955.000
Rate as of 4/25/26
5.624%
APR
5.811%
Points: 1.654
Monthly payment
$2,027
Upfront costs: $7,1178 year cost: $156,123
Customer score
Alliant Credit Union 30 year fixed
NMLS #197185
Rate as of 4/25/26
5.625%
APR
5.829%
Points: 1.93
Monthly payment
$2,026
Upfront costs: $7,7448 year cost: $156,778
Customer score
Optimum First Mortgage 5/6 ARM
NMLS #240415
State Lic: RM.804405.000
Rate as of 4/25/26
5.122%
APR
5.966%
Points: 1.842
Monthly payment
$1,916
Upfront costs: $8,4798 year cost: $149,101
Customer score
third federal savings and loan 5/1 ARM
NMLS #449401
Rate as of 4/25/26
5.440%
APR
5.648%
Points: 1
Monthly payment
$1,985
Upfront costs: $4,9158 year cost: $163,190
Customer score
(877) 387-0934
Real Genius 5/6 ARM
NMLS #2389303
State Lic: RM.804955.000
Rate as of 4/25/26
5.000%
APR
6.198%
Points: 1.856
Monthly payment
$1,890
Upfront costs: $7,8288 year cost: $166,191
Customer score
Rocket Mortgage 30 year fixed
NMLS #3030
  • Clear, reliable numbers from day one 
  • Simple steps with expert guidance along the way 
  • Dedicated support for first-time buyers
Customer score

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About our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our “Advertisers”). Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a “Next” button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.

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Loans Above $832,750 May Have Different Loan Terms: If you are seeking a loan for more than $832,750, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.

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