Savings Accounts

Whether you're saving for a house, retirement, or a well-deserved holiday, make sure you're putting your money to work with a savings account.

Savings Account Basics

How to save money

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The total cost of buying a home

Buying a home is one of the biggest financial transactions you’ll ever make. Read this guide for a breakdown of all the costs associated with buying a house..

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How to Help to Buy mortgages work?

The term Help to Buy covers a number of schemes the government introduced to help first time buyers get onto the property ladder. Read this guide to find out how Help to Buy schemes can help you.

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Your state pension explained

The state pension has been modified many times since it was first introduced in 1909. Read this guide to find out all about your state pension.

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All Savings Account Guides

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What is pension auto-enrolment and how does it work?

Automatic enrolment into your workplace pension scheme is required for all employers. How much will be taken from your salary, and how much will you get for free from your employer?

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Why you need an ‘opportunity fund’

You've heard of using an emergency fund to save for the worst. Here's how an opportunity fund can help you prepare for once-in-a-lifetime chances.

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What is an ISA?

An ISA lets you build up your savings by £20,000 per year. Cash ISAs are very safe but offer very low returns; stocks and shares ISAs are risky, but could earn you a lot of interest, tax free.

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What is an innovative finance ISA?

IFISAs are a third type of ISA that uses peer-to-peer investments to potentially earn you higher rates of interest - but with a higher level of risk, too. Read our in-depth IFISA explainer before you dive in.

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What is a fixed rate bond?

Fixed rate bonds (aka fixed rate savings accounts) offer high rates of interest, but you must be prepared to lock your money away for a fixed period of time - usually one to five years.

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The most expensive cities in the UK to own a car

While you might think that London is the most expensive city to drive a car, high insurance costs in Liverpool push it to the top of the list of most expensive cities to drive in.

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How to stop forgotten expenses from breaking your budget

Even if you're a savvy budgeter, these five unexpected or forgotten expenses can catch you off guard when making and sticking to your budget.

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Your state pension explained

Read this guide to learn about your state pension age, and how many years of national insurance contributions you must make to qualify for the full state pension.

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Peer-to-peer savings

Peer-to-peer investments advertise a much higher rate of interest than traditional savings accounts - but they're riskier, and there are more caveats to consider before diving in.

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What is a Lifetime ISA and should you open one?

If you put £4,000 per year into a Lifetime ISA, the government will pay you a 25% bonus - a free £1,000 per year. A Lifetime ISA can be spent on buying your first home or saved for retirement.

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ISA transfer guide

ISAs are a good way of maximising your savings, but you don't want to leave your money in an account with low returns. Transferring one ISA into a better ISA is usually your best course of action. Here's how to do it.

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ISA allowances

The UK has three types of ISA: junior ISAs, lifetime ISAs, and traditional ISAs - and your annual ISA allowance or limit varies depending on where you decide to save your money.