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Remortgaging Guides

Virgin Money will replace Clydesdale and Yorkshire bank on the high street

Virgin Money has agreed to be taken over by the Clydesdale and Yorkshire Bank Group (CYBG) for £1.7 billion. As part of the merger, the Clydesdale and Yorkshire bank brands will disappear from the high street and be switched over to Virgin Money.

19 June, 2018

Atom launches 95% LTV mortgages for first-time buyers

Digital-only bank Atom has launched a range of only-5%-deposit mortgages for first-time buyers. The interest rates on Atom’s new 95% LTV mortgages are okay, but not great: 3.59% for a two-year fixed deal, 3.89% for three years, or 3.99% for five.

18 June, 2018

A guide to short term borrowing

From time to time, you might need money in hurry. This could be due to urgent home repairs, a car breakdown, a much-needed holiday, finding a deposit on a new rental flat, or coping with a relationship breakdown.

12 June, 2018

London house prices suffer biggest drop since 2009

London house prices fell 0.7% over the past 12 months, while the rest of the country saw house prices increase by around 5%.

23 May, 2018

UK economy will bounce back in 2018 says Bank of England

The UK economy will improve in 2018 after a very weak start to the year, according to Bank of England governor Mark Carney. If the economy improves as he expects, the Bank of England base rate will likely rise from 0.5% to 0.75%.

23 May, 2018

GDPR explained: How new data rules affect you and your finances

Tough new data protection rules – called GDPR – will come into force on May 25 across Europe, including here in the UK. These new regulations will dramatically change how companies collect, store and reuse your personal data.

16 May, 2018

UK base interest rate remains at 0.5%

The Bank of England has decided to keep the base rate at 0.5%. The decision was made by the BoE’s Monetary Policy Committee following a very weak period for the British economy: GDP growth was just 0.1% for the first quarter of 2018, far short of the 0.4% target set in February.

10 May, 2018

5 year fixed rate mortgages

Five-year fixed rate mortgages offer a balance between two-year fixed rate mortgages, which might not offer enough security for some people, and 10-year fixed rate mortgages, which are costly and can lock you in for a long time.

23 April, 2018

Interest only mortgages

Interest-only mortgages have much smaller monthly repayments – but the lender will only give you an interest-only mortgage if you have another way of repaying the balance at the end of the term.

18 April, 2018

Buy to let mortgages

If you want to buy a property and then rent it out to tenants, rather than live in it, you will need a buy to let mortgage.

17 April, 2018

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