Remortgaging

Remortgaging can save you thousands of pounds per year - or if you've built up equity in your home, let you borrow more money for home improvements. Use our calculators, guides, and mortgage comparison to find the best remortgage deals.

Remortgaging Guides

Second charge mortgages

A second charge mortgage – also known as a second mortgage – lets you borrow more money by using your home as security. A second mortgage can be a good way of borrowing money for home improvements but, in many cases, it may be more prudent to use a conventional remortgage.

30 April, 2019

When is the right time to remortgage?

Remortgaging is when you get a new mortgage on your current home. It’s a very important decision that could impact your finances by thousands of pounds every year.

28 April, 2019

How to get a mortgage with no deposit

Saving up a deposit for a mortgage can seem like a daunting task, when the cost of living is growing faster than the average salary. It is possible to get a mortgage with no deposit, but you will pay a relatively high interest rate and there won't be many options to choose from.

28 April, 2019

Buy or rent? How to decide

Are you weighing up whether to rent or buy a home? Both have upsides and drawbacks.

25 April, 2019

How long it takes to save up a deposit

How long it takes to save up a deposit for a house is influenced by a number of factors including your income versus your outgoings, how much the type of property you want costs and whether you’re saving up alone or if you’ll have help.

25 April, 2019

The total cost of buying a home

Buying a home is one of the biggest financial transactions you’ll ever make, and on top of the price of the property there are a wide range of associated costs both before and after completion.

25 April, 2019

A guide to LGBT personal finance

For most LGBT people, getting personal finances right means saving enough for retirement, getting good value life and household insurance, and managing money effectively on a monthly basis.

18 April, 2019

Self-employed mortgages

There’s no such thing as a self-employed mortgage. Sole traders, contractors and company directors have access to the same mortgages as normal employees. But lenders will look at your finances more closely.

11 April, 2019

Variable rate mortgages

Variable-rate mortgages, as the name suggests, have interest rates that are variable: they can move up or down and usually do so in line with the UK economy and the Bank of England’s base interest rate (currently 0.75%). There are three main types of variable-rate mortgage: standard variable rate (SVR), tracker and discount-rate.

18 March, 2019

What is mortgage life insurance?

Mortgage life insurance covers your mortgage payments should you die before you have paid it off fully, and allows any joint mortgage holders or dependants to remain in the property.

13 February, 2019

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