Remortgaging

Remortgaging can save you thousands of pounds per year - or if you've built up equity in your home, let you borrow more money for home improvements. Use our calculators, guides, and mortgage comparison to find the best remortgage deals.

Remortgaging Guides

Variable-rate mortgages

Variable-rate mortgages, as the name suggests, have interest rates that are variable: they can move up or down and usually do so in line with the UK economy and the Bank of England’s base interest rate (currently 0.75%). There are three main types of variable-rate mortgage: standard variable rate (SVR), tracker and discount-rate.

18 March, 2019

What is mortgage life insurance?

Mortgage life insurance covers your mortgage payments should you die before you have paid it off fully, and allows any joint mortgage holders or dependants to remain in the property.

13 February, 2019

90% LTV mortgages

Whether you’re buying your first place, remortgaging or moving house, a 90% loan-to-value (LTV) mortgage is a pretty good place to start.

5 February, 2019

Joint mortgages

Joint mortgages are pretty much the same as regular mortgages except that there can be up to four different names on the deeds instead of one. You can jointly buy a property with a spouse, partner, friend, family member, or even business partner.

4 February, 2019

Should I remortgage?

Remortgaging is the process of getting a new mortgage on your existing property either with your current or a new lender. More often than not, the main reason to remortgage is to save yourself some money, but it’s not the only one.

4 February, 2019

Fixed-rate mortgages

With fixed-rate mortgages, your monthly repayments are guaranteed to stay the same for a set period of time, regardless of changes to the Bank of England interest rate (known as the base rate).

30 January, 2019

How to sell (or buy) a home without an estate agent

With the average highstreet estate agent charging between 1 and 3% of your property price to sell your home, it’s well worth investigating alternative ways to sell your house and save some money.

30 January, 2019

Three-year fixed-rate mortgages

If you’re looking for the security of a fixed-rate mortgage, but you want more flexibility than a five or ten-year fix, a three-year fixed rate mortgage might be right for you.

29 January, 2019

Can I take my mortgage with me when I move house?

Many mortgages today are portable, meaning they can be moved from your current property to a new home. It’s not always a straightforward process, though: lenders will want to value the new property, you might be charged a fee to port the mortgage over, and you may still have to pass an affordability check.

29 January, 2019

What is remortgaging?

In this remortgaging guide

29 January, 2019

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