Remortgaging

Remortgaging can save you thousands of pounds per year - or if you've built up equity in your home, let you borrow more money for home improvements. Use our calculators, guides, and mortgage comparison to find the best remortgage deals.

Remortgaging Guides

Using a mortgage broker vs. going direct

If you’re looking for a mortgage, you might be wondering whether or not you should talk to a mortgage broker or go directly to the lender.

8 May, 2019

How long does it take to get a mortgage?

Mortgages tend to take around 18 to 40 days from application to acceptance, though this varies depending on individual circumstances. If yours is a nice and simple mortgage, it could be quicker, but if it’s a complicated job, it’ll take longer. Here we’ll outline the steps to getting a mortgage and what you can do to speed things up.

8 May, 2019

Things you must do before buying a home

Buying a home will probably be the most significant purchase of your life and is not something you should do without preparation. Before you start on the road to homeownership, make sure you are ready.

8 May, 2019

How to pay off your mortgage early

Most people would love to pay off their mortgage early and pay much less in interest payments over time, but achieving that goal is not very straightforward.

6 May, 2019

Guarantor mortgages

Even with the housing market’s recent deceleration, the rise of 5% deposit mortgages and the continued popularity of government schemes such as Help to Buy, many are still struggling to get on the housing ladder.

2 May, 2019

100% LTV mortgages

You can get a 100% LTV mortgage with no deposit (or equity) at all – but only if you already have a mortgage with the lender, or if you have a guarantor who can provide security.

1 May, 2019

What is a mortgage agreement in principle?

An agreement in principle is an estimate from a mortgage lender of how much they might be prepared to lend to you in order to buy a property.

1 May, 2019

Two-year fixed-rate mortgages

A two-year fixed-rate mortgage is the shortest fixed-rate period you can get in the UK.

1 May, 2019

Start small to save for a house

If you’re looking to buy a property, you’ll need a deposit of at least 5% of the property’s value. But having a deposit of 15% or more could help you secure the best mortgage rates.

1 May, 2019

Help to Buy mortgages explained

What is Help to Buy?

1 May, 2019

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