Remortgaging can save you thousands of pounds per year - or if you've built up equity in your home, let you borrow more money for home improvements. Use our calculators, guides, and mortgage comparison to find the best remortgage deals.

Remortgaging Guides

Guarantor mortgages

Even with the housing market’s recent deceleration, the rise of 5% deposit mortgages and the continued popularity of government schemes such as Help to Buy, many are still struggling to get on the housing ladder.

2 May, 2019

100% LTV mortgages

You can get a 100% LTV mortgage with no deposit (or equity) at all – but only if you already have a mortgage with the lender, or if you have a guarantor who can provide security.

1 May, 2019

What is a mortgage agreement in principle?

An agreement in principle is an estimate from a mortgage lender of how much they might be prepared to lend to you in order to buy a property.

1 May, 2019

Two-year fixed-rate mortgages

A two-year fixed-rate mortgage is the shortest fixed-rate period you can get in the UK.

1 May, 2019

How to save for a deposit on a house

If you’re looking to buy a property, you’ll need a deposit of at least 5% of the property’s value. But having a deposit of 15% or more could help you secure the best mortgage rates.

1 May, 2019

Help to Buy mortgages – how do they work?

What is Help to Buy?

1 May, 2019

Bankrate’s moving house guide

Moving house is a big financial decision. It also impacts your emotional well-being and the happiness of both you and your family.

1 May, 2019

Right to Buy

Right to Buy is a housing scheme that allows some council house and housing association tenants to buy their home at a discounted price. Variations of the scheme are available in England and Northern Ireland. The scheme is no longer running in Scotland or Wales.

30 April, 2019

What is mortgage conveyancing?

Conveyancers do more than simply handle the legal documents when you buy or sell a house. While it’s true that you can undertake the work yourself (if the mortgage lender permits it), it is much safer to use a conveyancer, or a solicitor who specialises in property matters, to do the work for you.

30 April, 2019

95% LTV mortgages

95% loan-to-value (LTV) mortgages are most popular with first-time buyers because they only require a 5% deposit. As the deposit is comparatively small, you can reach your savings target (and so get onto the property ladder) that much sooner. They are also available to those remortgaging or moving house.

30 April, 2019

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