Everything you need to know about buying your first home.
Find out how much stamp duty land tax (SDLT) you will pay when you buy a house, flat, land, or building in the UK.
14 June, 2019
The amount you can borrow for a mortgage, and the interest rate offered on it, will be based almost entirely on your income and the size of your deposit. These days, the maximum loan you’ll be offered is four and half times your salary.
9 May, 2019
Ten years after the global financial crisis, its impact is still being felt in parts of the UK where house prices have declined or only slightly increased since 2008.
9 May, 2019
If you’re looking for a mortgage, you might be wondering whether or not you should talk to a mortgage broker or go directly to the lender.
8 May, 2019
Mortgages tend to take around 18 to 40 days from application to acceptance, though this varies depending on individual circumstances. If yours is a nice and simple mortgage, it could be quicker, but if it’s a complicated job, it’ll take longer. Here we’ll outline the steps to getting a mortgage and what you can do to speed things up.
8 May, 2019
Thinking about buying your first home? From finding the perfect location to securing a mortgage, shopping for your first home has challenges that go beyond curb appeal and interior features.
2 May, 2019
Stamp duty land tax (SDLT) is a government tax paid on property and land purchases worth more than £125,000 in England and Northern Ireland. There are slight variations on this tax in Wales (Land Transaction Tax, or LTT) and Scotland (Land and Buildings Transaction Tax, or LBTT).
1 May, 2019
Saving up a deposit for a mortgage can seem like a daunting task, when the cost of living is growing faster than the average salary. It is possible to get a mortgage with no deposit, but you will pay a relatively high interest rate and there won't be many options to choose from.
28 April, 2019
How long it takes to save up a deposit for a house is influenced by a number of factors including your income versus your outgoings, how much the type of property you want costs and whether you’re saving up alone or if you’ll have help.
25 April, 2019
Your credit score gives an indication about the state of your financial history. Unfortunately, improving your credit score is not an easy fix – you will have to change your financial behaviour and stick at it for a while.
18 March, 2019
Your credit score is an indication of your financial behaviour, which lenders scrutinise every time you apply for credit in any form.
7 February, 2019
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