Compare our best bad credit mortgages

If you have a poor credit history or a black mark on your finances, you may still be able to get a mortgage. Banks and building societies have a range of deals that may be available to those with poor credit ratings. Explore our guide to learn more about bad credit mortgages and how to improve your credit history to increase your chances of mortgage approval.

Property price

£

Mortgage amount

£

Mortgage term

years

Initial rate type

Deal length

Repayment type

Our best bad credit mortgage rates

  • Darlington Building Society 2 Year Discount mortgage

    Initial rate 3.49%. APRC 5.1%. Set-up fees £1,119
  • Hanley Economic Building Society Discount mortgage

    Initial rate 3.59%. APRC 3.6%. Set-up fees £0
  • Penrith Building Society 3 Year Discount mortgage

    Initial rate 3.75%. APRC 4.7%. Set-up fees £1,298
  • Metro Bank 2 Year Fixed mortgage

    Initial rate 3.79%. APRC 3.7%. Set-up fees £999
  • Metro Bank 5 Year Fixed mortgage

    Initial rate 3.79%. APRC 3.7%. Set-up fees £999
  • We've found 23 mortgage deals

    Darlington Building Society

    2 Year Discount

    Initial rate

    3.49%

    until 31-08-2023

    APRC

    5.1%

    overall cost for comparison

    Set-up fees

    £1,119

    Monthly payment

    £700.12

    for 23 months

    Darlington Building Society

    2 Year Discount

    Initial rate

    3.49%

    until 31-08-2023

    APRC

    5.1%

    overall cost for comparison

    Set-up fees

    £1,119

    Monthly payment

    £700.12

    for 23 months

    Darlington Building Society

    2 Year Discount

    Initial rate

    3.49%

    until 31-08-2023

    APRC

    5.1%

    overall cost for comparison

    Set-up fees

    £1,119

    Monthly payment

    £700.12

    for 23 months

    Darlington Building Society

    2 Year Discount

    Initial rate

    3.49%

    until 31-08-2023

    APRC

    5.1%

    overall cost for comparison

    Set-up fees

    £1,119

    Monthly payment

    £700.12

    for 23 months

    Hanley Economic Building Society

    Discount

    Initial rate

    3.59%

    APRC

    3.6%

    overall cost for comparison

    Set-up fees

    £0