Compare our best 85% LTV mortgages

If you have a 15% deposit or have built up 15% of equity in your home, you can apply for an 85% LTV (loan to value) mortgage. Find out more about 85% LTV mortgages and compare our best deals in our guide below.

Mortgage type

Property price

£

Mortgage amount

£

Mortgage term

years

Initial rate type

Deal length

Repayment type

Our best 85% LTV mortgage rates

  • Nationwide 2 Year Fixed mortgage

    Initial rate 1.34%. APRC 3.3%. Set-up fees £1,499
  • Nationwide 2 Year Fixed mortgage

    Initial rate 1.34%. APRC 3.3%. Set-up fees £999
  • Nationwide 3 Year Fixed mortgage

    Initial rate 1.34%. APRC 3.2%. Set-up fees £999
  • TSB 2 Year Fixed mortgage

    Initial rate 1.39%. APRC 2.5%. Set-up fees £995
  • TSB 2 Year Fixed mortgage

    Initial rate 1.39%. APRC 3.3%. Set-up fees £995
  • HSBC 2 Year Fixed mortgage

    Initial rate 1.39%. APRC 3.3%. Set-up fees £999
  • Nationwide 2 Year Fixed mortgage

    Initial rate 1.39%. APRC 3.4%. Set-up fees £999
  • Nationwide 2 Year Fixed mortgage

    Initial rate 1.39%. APRC 3.3%. Set-up fees £999
  • We've found 960 mortgage deals

    Nationwide

    2 Year Fixed

    Initial rate

    1.34%

    APRC

    3.3%

    overall cost for comparison

    Set-up fees

    £1,499

    Monthly payment

    £667.19

    for 24 months

    Nationwide

    2 Year Fixed

    Initial rate

    1.34%

    APRC

    3.3%

    overall cost for comparison

    Set-up fees

    £999

    Monthly payment

    £667.19

    for 24 months

    Nationwide

    3 Year Fixed

    Initial rate

    1.34%

    APRC

    3.2%

    overall cost for comparison

    Set-up fees

    £999

    Monthly payment

    £667.19

    for 36 months

    Nationwide

    2 Year Fixed

    Initial rate

    1.34%

    APRC

    3.3%

    overall cost for comparison

    Set-up fees

    £1,499

    Monthly payment

    £667.19

    for 24 months

    TSB

    2 Year Fixed

    Initial rate

    1.39%

    until 29-02-2024

    APRC

    2.5%

    overall cost for comparison

    Set-up fees

    £995

    Monthly payment

    £671.14

    for 24 months

    TSB

    2 Year Fixed

    Initial rate

    1.39%

    until 30-11-2023

    APRC

    3.3%

    overall cost for comparison

    Set-up fees

    £995

    Monthly payment

    £671.14

    for 24 months

    HSBC

    2 Year Fixed

    Initial rate

    1.39%

    until 31-01-2024

    APRC

    3.3%

    overall cost for comparison

    Set-up fees

    £999

    Monthly payment

    £671.