Learn about first-time buyer mortgages, moving house and everything in between. Compare mortgage deals and improve your finances.

Mortgage Guides

What mortgage can I afford?

The amount you can borrow for a mortgage, and the interest rate offered on it, will be based almost entirely on your income and the size of your deposit. These days, the maximum loan you’ll be offered is four and half times your salary.

9 May, 2019

What is a mortgage prisoner and how can you escape?

There is a growing number of homeowners, dubbed “mortgage prisoners”, who are trapped with their current mortgage (and mortgage provider) because they are unable to switch to a new mortgage.

9 May, 2019

The most affordable places to live in the UK

Ten years after the global financial crisis, its impact is still being felt in parts of the UK where house prices have declined or only slightly increased since 2008.

9 May, 2019

What is APRC?

If you’ve looked for a mortgage in the last few years, you may have noticed that APRC is everywhere. While it’s only one letter away from APR, APRC is quite different.

9 May, 2019

How to cheaply boost the value of your home

If you love your house now but know that one day you’ll need to sell it, you could maximise its day-to-day value for yourself in the short term while boosting its value in the long term for when you come to sell.

8 May, 2019

Should I use a mortgage broker, or go direct?

If you’re looking for a mortgage, you might be wondering whether or not you should talk to a mortgage broker or go directly to the lender.

8 May, 2019

How long does it take to get a mortgage?

Mortgages tend to take around 18 to 40 days from application to acceptance, though this varies depending on individual circumstances. If yours is a nice and simple mortgage, it could be quicker, but if it’s a complicated job, it’ll take longer. Here we’ll outline the steps to getting a mortgage and what you can do to speed things up.

8 May, 2019

Six things you must do before buying a home

Buying a home will probably be the most significant purchase of your life and is not something you should do without preparation. Before you start on the road to homeownership, make sure you are ready.

8 May, 2019

How to pay off your mortgage early

Most people would love to pay off their mortgage early and pay much less in interest payments over time, but achieving that goal is not very straightforward.

6 May, 2019

First-time buyer mistakes to avoid

Thinking about buying your first home? From finding the perfect location to securing a mortgage, shopping for your first home has challenges that go beyond curb appeal and interior features.

2 May, 2019

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