Current Accounts

A good current account is vital for basic financial management - it gives you access to credit cards, mortgages, loans, and other credit products. Find out all you need to know about current accounts in our guides below.

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How we bank in the UK today

With an increase in banking apps, web chats, and voice control technology, the way we bank in the UK is changing.

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Joint current accounts

Looking to open a joint current account? This guide covers everything you need to know about what to consider when choosing a joint current account.

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High interest bank accounts

High-interest bank accounts pay a higher rate of interest on in-credit balances than other current accounts. Find out how they work in this guide.

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How to reclaim bank charges

If you feel you have been charged excessively by your bank, you could ask to have them returned to you. Find out how in this guide.

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All Current Account Guides

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What’s the difference between a current and savings account?

If you're deciding whether to open a current or savings account - or both! - make sure you know the differences.

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What is a current account?

Current accounts are at the core of the personal finance ecosystem. You need a bank account to pay and receive money, and to have other products like credit cards and mortgages.

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What Happens To A Bank Account If Someone Dies?

If you have a trust or joint account, accessing the deceased's bank account is easy. Otherwise, you must apply for probate. Plan ahead with our guide.

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Switching bank accounts

Switching current accounts has never been easier, and can net you up to £200 in cold hard cash for doing so. Here's why you should switch accounts - and what you should keep in mind.

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Student bank accounts

Student bank accounts are free to use and offer a wealth of goodies, freebies and discounts - because banks want to keep you as a loyal customer after you graduate.

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Reward current accounts

Reward current accounts reward you with free cashback and other benefits just for putting money into your account and everyday spending.

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Prepaid bank accounts

Prepaid current accounts and cards are comparable to conventional bank accounts, but you can't go into debt and they can help with your financial planning.

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£99 petrol pump deposit starts rolling out

Some pay-at-pump petrol machines now put a £99 pre-authorisation charge on your card. Some customers have reported that the charge sticks around for a few days. Here's why it happens and how to get rid of it.

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Common Financial Mistakes To Avoid: Our Guide | Bankrate

Personal finance can be complicated, that's why we've created this guide to show you how to avoid personal financial mistakes.

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Packaged Bank Account | Packaged Current Account | Bankrate

Packaged current accounts can save you hundreds of pounds per year, as long as you need and use all of the extra rewards and benefits.

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Overdraft fees and charges are major source of income for banks

FCA says there's no such thing as free banking: over 30% of bank income from current accounts is from overdraft fees and charges.

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A financial guide to sharing a home with someone else

Moving in together can be a big decision, especially from a financial point of view. Here's how you can set up a seamless moving in plan.