Current Accounts

A good current account is vital for basic financial management - it gives you access to credit cards, mortgages, loans, and other credit products. Find out all you need to know about current accounts in our guides below.

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How we bank in the UK today

With an increase in banking apps, web chats, and voice control technology, the way we bank in the UK is changing.

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Joint current accounts

Looking to open a joint current account? This guide covers everything you need to know about what to consider when choosing a joint current account.

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High interest bank accounts

High-interest bank accounts pay a higher rate of interest on in-credit balances than other current accounts. Find out how they work in this guide.

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How to reclaim bank charges

If you feel you have been charged excessively by your bank, you could ask to have them returned to you. Find out how in this guide.

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All Current Account Guides

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How to close a bank account

Discover the best way to close a UK bank account with our comprehensive guide.

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Why you should switch energy providers and shrink your bill

Millions of Brits are paying too much for their energy. Here's how to take meter readings, understand your bill, make sure you're not being overcharged, and get the best deal by switching.

Woman checking her finances on a tablet

Digital Banking Guide | What Is Digital Banking? | Bankrate

The benefits of online banking and mobile banking apps, and how to get started with digital banking today.

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How to retire a millionaire

Can I retire with 1 million pounds? You can, with this simple guide. Prepare for retirement now to reach this milestone.

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Credit Card Fraud: How To Avoid Financial Scams

Credit card fraud can be a frightening topic for many when it shouldn't really be. Here's a guide that will keep you (and your money) safe.

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How we bank in the UK today

The latest facts and figures on how we interact with banks and our accounts in the UK. Webchats and video banking are on the rise; in-branch banking is declining dramatically.

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How Will Brexit Affect Me | Effects Of Brexit | Bankrate

Brexit is set to change many things from a financial perspective. Discover how Brexit can affect your finances here.

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Are mobile banking apps secure?

Your mobile banking app may help you avoid overdrawing your current account or spending too much money. But if you've ever wondered how secure mobile banking is, you're not alone.

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What Are Overdrafts | How Do Overdrafts Work? | Bankrate

We will guide you in understanding how bank overdrafts work so you know exactly how to manage your short term borrowing.

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A guide to LGBT+ personal finance

For most LGBT+ people, financial planning is relatively straightforward - but some areas, such as wills, pensions, and insurance can require a little finesse to navigate.

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What’s the difference between a current and savings account?

If you're deciding whether to open a current or savings account - or both! - make sure you know the differences.

Saving up and budgeting money

What is a current account?

Current accounts are at the core of the personal finance ecosystem. You need a bank account to pay and receive money, and to have other products like credit cards and mortgages.