Current Accounts

Becoming a millionaire is not an unrealistic dream. If you pace yourself, you could achieve millionaire status by the time you’re ready to retire.

An overdraft is a short-term credit facility that most banks can offer with your current account, depending on your creditworthiness.

Pension automatic enrolment makes it mandatory for employers to offer you a workplace pension that you both pay into. A percentage of the pension contribution comes out of your salary, and your employer (and the government) tops it up with “free” money.

The state pension was first introduced in 1909 and around 500,000 people aged 70 and over were paid five shillings (25p) a week. Taking inflation into account, that’s around £28 per week in today’s money.

Dealing with the death of a loved one is always going to be hard. This guide explains what happens to someone's bank account and finances when they die, and what steps you need to take to get their financial affairs in order.

The last 18 months have seen savings rates gradually edge up, providing hope for savers who have faced low rates since the Bank of England cut the base rate to 0.50% in March 2009, where it remains following the latest Monetary Policy Committee (MPC) meeting on June 21, 2018.

For most LGBT people, getting personal finances right means saving enough for retirement, getting good value life and household insurance, and managing money effectively on a monthly basis.

If you’re worried your salary is not enough to help you save a deposit for your first property or prepare you for retirement, building wealth through passive income is a strategy that might appeal to you.

If you feel you have been charged excessively by your bank, either in the form of overdraft charges or other default fees, you can ask to have them returned to you.