Credit Cards

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Credit Card Guides

First credit cards

How do you obtain a credit card if you’ve never had any form of credit before? How can you prove to the credit card issuer that you can be responsible with credit, if you haven’t been given the opportunity to build out your credit history? The answer to this conundrum comes in the form of first credit cards.

24 April, 2018

0% purchase credit cards

0% purchase cards are one of the most popular credit card types in the UK because they let you buy things – and then not pay any interest for an introductory period (which can be up to three years!)

23 April, 2018

Credit card protection explained

When you use your credit card to buy things that cost between £100 and £30,000, you get additional purchase protection if the product is faulty and the retailer won’t fix or replace it, or if the goods are not delivered because the merchant goes bankrupt.

23 April, 2018

Money transfer credit cards

Balance transfer cards have long been a staple solution for paying off debt, interest-free, over a fixed period of time. They let you transfer debts from existing credit cards or store cards onto a balance transfer card, which can then be paid off over time. But what happens if you need to pay off an overdraft or a loan? Or you need cash to make a purchase? The answer to this conundrum comes in the form of a money transfer card.

23 April, 2018

No foreign transaction fee credit cards

Credit cards are synonymous with travel because they can be used in almost every country in the world. Their ease of use, however, hides the fact that credit cards can become very costly travelling companions if used poorly.

20 April, 2018

Prepaid cards

Prepaid cards are similar to debit or credit cards, in that they can be used anywhere displaying the Mastercard or Visa logo. The key difference is that prepaid cards offer no credit whatsoever, so always have to load your card up with funds before you use it.

17 April, 2018

Drunken spending costs Brits £4.5 billion a year

Almost half of the 15 million British adults who enjoy a regular drink may have bought something online while under the influence of alcohol, a survey has found.

12 April, 2018

How to use your credit card in the right way

Credit cards are a wonder: they offer you the freedom to make purchases anywhere in the world, and then pay off the balance over a period of time. Add to this the plethora of other benefits and rewards that credit cards can offer, including interest-free periods on balance transfers and purchases, cashback, loyalty points, and air miles, to mention but a few.

10 April, 2018

Travel credit cards

Travel credit cards offer some of the perks and rewards of a normal credit card, plus a number of travel-related benefits. Most notably, travel credit cards offer completely fee-free foreign purchases – and some of the best foreign exchange rates, too.

26 March, 2018

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