Credit Cards

Take a look at our helpful credit card guides and reviews. Find out all about the different types of credit cards, how to improve your credit score, and how to get out of debt.

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Credit cards vs Debit cards

Find out the difference between these two card types and decide which one is best for you.

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Using a credit card abroad

Going on holiday? Find out the best options for spending while abroad in this guide.

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Section 75 of the Consumer Credit Act

Find out about the payment protection that comes as standard when you buy goods and services with a credit card.

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All Credit Card Guides

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What to know before switching credit cards

As your life and financial situation changes, so should your credit cards! How do you choose which credit card to switch to, though? Read these five tips for switching credit cards.

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What is APR and how does it work?

Credit cards, loans, and hire purchases must all have an APR. But what is APR, and how does it affect the interest you'll pay? And is representative APR different?

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Credit Cards: Our Guides and Best Credit Card Deals

Cashback credit cards pay you back a percentage of the amount you spend on your credit card - effectively money for nothing. But which cashback card is best, and what caveats should you watch out for?

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Credit Builder Card | First Credit Card

A credit builder card lets you boost your credit score by telling the credit card issuer that you are responsible with credit. Ideal for a first credit card.

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Credit Cards For Bad Credit

Credit cards for bad credit are a good place to start building up your credit score. Discover how credit cards for bad credit work in our guide.

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Best 0% Purchase Credit Cards | No Puchase Interest

0% purchase credit cards are ideal if you're looking to not pay interest for a long time. Check out the best 0 purchase credit cards here at Bankrate UK.

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0% credit cards

0% credit cards let you pay no interest on transferred debt or purchases, or sometimes both, for a fixed period of time.

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How to Improve your Credit Score | Credit Score Check

Find out how to improve your credit score. Knowing how to increase your credit score will help you qualify for the best mortgages, loans, and credit cards.

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How To Use A Credit Card: A Genuine Guide

To answer the question 'how to use a credit card', we must understand what a credit card can do for you. Here's a detailed guide on the matter.

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The new credit card rules for persistent debt

Credit card companies now have to watch out for customers with persistent debt, and then give them a way of getting out of debt, which could include waiving fees and interest charges.

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Turned down for a credit card, loan, or mortgage? Here’s why

Here are six reasons why you could be turned down for credit - and how to fix them, so that you don't get rejected again in the future.

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Reward Credit Cards UK | Credit Card Rewards | Bankrate

Reward credit cards offer you rewards for spending on your credit card. You get cashback, airmiles, or other rewards for free - just from your everyday spending.