Credit Cards

Latest Credit Card Articles

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  How to calculate your net worth

  There are many ways of measuring your financial health. Credit scores and savings milestones and investment portfolios all work together to complete a portrait of your financial aptitude. But there’s [...]

  Sep 04, 2018
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  5 credit card mistakes to avoid

  The road to a credit card debt pileup is often paved with spending that seemed like a good idea at the time. But too many well-intended moves can lead you into a financial ditch and ruin your credit. Joseph [...]

  Sep 03, 2018
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  What is APR and how does it work?

  Almost everywhere you look you’ll see the term APR – on credit cards, cars, loans, and even sofas. But what is APR? Knowing what APR means, and how it works for you and against you, is vitally important [...]

  Sep 03, 2018
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  UK interest rate rises to 0.75%: Here’s what you need to know

  The Bank of England has increased the base interest rate from 0.5% to 0.75%. This is only the second time that the base rate has been raised since the global financial crisis a decade ago. This base rate [...]

  Aug 03, 2018
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  Here’s why your credit card was declined

  Having your credit card declined is a cringe-worthy moment we’d all prefer to avoid. And there are a number of ways you can trigger a rejection. Fortunately, it’s easy to sidestep these deflating [...]

  Jul 18, 2018
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  What to know before switching credit cards

  As your life changes, so should your credit cards. The travel credit card you used during your university gap year might not suit you after you settle into a full-time job, marry and have a family. A [...]

  Jul 13, 2018
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  The most expensive cities in the UK to own a car

  Liverpool is the most expensive place in the UK to be a driver, costing the average motorist £4,000. This makes it even more costly than London and Manchester, according to a new survey. Taking into account [...]

  Jul 12, 2018
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  How to spot and avoid financial scams

  Online fraud and cyber crime has cost people and businesses in the UK an estimated £28 million in just six months, according to figures from Action Fraud. It received over 12,000 reports of cyber crime [...]

  Jul 11, 2018
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  How to jointly manage money without damaging your credit score

  If you have ever shared an address with someone, you could be financially associated – which means, in the eyes of the credit reference agencies, that your finances are connected. Credit agencies play [...]

  Jul 05, 2018
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  Overdraft fees and charges are major source of income for banks

  Overdraft fees and charges make up a third of all the income that banks make from providing personal current accounts, new research has shown. A review into banking by the Financial Conduct Authority (FCA), [...]

  Jun 28, 2018