Credit Cards

Take a look at our helpful credit card guides and reviews. Find out all about the different types of credit cards, how to improve your credit score, and how to get out of debt.

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Credit cards vs Debit cards

Find out the difference between these two card types and decide which one is best for you.

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Using a credit card abroad

Going on holiday? Find out the best options for spending while abroad in this guide.

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Section 75 of the Consumer Credit Act

Find out about the payment protection that comes as standard when you buy goods and services with a credit card.

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All Credit Card Guides

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Credit Card Refund Rules, Time & Process

Discover how to get a credit card refund along with the different rules when doing so with Bankrate. From claims using chargebacks to the disputes

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Credit Card: Apply Online | Credit Card Guide

Applying for credit cards online have made the process faster and easier than ever. Discover the different types and how to choose the right one for you here

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Prepaid Credit Cards | Prepaid Debit Cards

Discover the difference between prepaid credit cards and prepaid debit cards in this detailed guide, with comparisons and FAQs.

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Student Credit Cards UK | Benefits & Risks

Discover what a student credit card is and what makes them different from regular credit cards here with Bankrate. From the benefits to applying for one

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Loans For Bad Credit | Small Loans No Guarantor

Though it might be harder to get a loan with bad credit, it isn't impossible. Find out how to get a loan with bad credit here with Bankrate.

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What Is A Credit Report & Credit Score

Find out more about credit reports here with Bankrate. From what they're for and who creates them to what's in them and how to improve your credit report

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What to know before switching credit cards

Thinking of switching your credit card? Read our handy guide on everything you should know before switching your credit card.

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What is APR? | How Does APR Work?

Credit cards, loans, and hire purchases must all have an APR. But what is APR, and how does it affect the interest you'll pay? And is representative APR different?

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Credit Cards: Our Guides and Best Credit Card Deals

Cashback credit cards pay you back a percentage of the amount you spend on your credit card - effectively money for nothing. But which cashback card is best, and what caveats should you watch out for?

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Credit Builder Card | First Credit Card

A credit builder card lets you boost your credit score by telling the credit card issuer that you are responsible with credit. Ideal for a first credit card.

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Credit Cards For Bad Credit

Credit cards for bad credit are a good place to start building up your credit score. Discover how credit cards for bad credit work in our guide.

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Best 0% Purchase Credit Cards | No Puchase Interest

0% purchase credit cards are ideal if you're looking to not pay interest for a long time. Check out the best 0 purchase credit cards here at Bankrate UK.