Ruth Jackson-Kirby

Ruth Jackson-Kirby

Ruth Jackson-Kirby has been working as a financial journalist for 15 years since graduating with an MA from the University of St Andrews. Ruth worked as a writer at MoneyWeek magazine and as deputy editor of Moneywise before becoming a freelance journalist seven years ago. She now writes regularly for The Sunday Times, Good Housekeeping, The Times, Moneywise, The Sun and MoneyWeek as well as many other publications and websites.

Man looking at his laptop from above

How to apply for a credit card

Getting a credit card isn’t a complicated business. But there are steps you need to take to make sure you get the right card for you and your application is successful. This guide explores how to apply for a credit card.

Man calculating finance charges

Credit Card Charges| Understanding Credit Cards

Credit card charges can catch you out and add to the cost of using your credit card. Here we look at how credit card charges are calculated.

Girl at ATM

Credit Card Cash Withdrawal: A Simple Guide

Credit cards are a great way to borrow money. Should you use your credit card to withdraw cash? We explore what happens when you do.

A visa card and a mastercard card on a table

Mastercard Credit Card Vs Visa Credit Card

Mastercard credit cards and Visa credit cards have some minor differences between each other: let's find them out in this simple guide.


How to understand Section 75 of the Consumer Credit Act

Find out about the payment protection that is offered when you buy goods or services with a credit card under Section 75 of the Consumer Credit Act.