Mike Naylor is a freelance personal finance journalist and has more than twenty year’s experience of writing about a wide range of personal finance issues in newspapers, magazines and books. He regularly appears on TV and radio talking about everything from bank charges and credit cards to mortgages and credit scoring. He has worked in the financial industry and at Which? Magazine as a Principal Researcher and uSwitch.com as Personal Finance Product Manager. He has recently completed his mortgage and equity release adviser qualifications.
Credit card eligibility can be extremely difficult if you have a bad or poor credit rating. We show you how to improve your chances of being accepted.
Credit card vs debit card: what are the differences between the two? Find out in our detailed guide here.
What is the difference between a store card and a normal credit card? Are store cards worth it? Find out all about this type of reward-based credit card in our guide.
This guide will explain how credit limits work, and how keeping an eye on them can help prevent you from paying extra fees or damaging your credit score.
You may think about getting a joint credit card with a partner or someone else you trust. But is it a good idea? What are the risks of having an additional credit cardholder?