Mike Naylor

Mike Naylor

Mike Naylor is a freelance personal finance journalist and has more than twenty year’s experience of writing about a wide range of personal finance issues in newspapers, magazines and books. He regularly appears on TV and radio talking about everything from bank charges and credit cards to mortgages and credit scoring. He has worked in the financial industry and at Which? Magazine as a Principal Researcher and as Personal Finance Product Manager. He has recently completed his mortgage and equity release adviser qualifications.

Person handing over their card for payment

Credit Card Eligibility Guide | Am I Eligibile?

Credit card eligibility can be extremely difficult if you have a bad or poor credit rating. We show you how to improve your chances of being accepted.

Stack of credit cards

Credit cards vs debit cards: what is the difference?

Credit card vs debit card: what are the differences between the two? Find out in our detailed guide here.

Person paying for goods with a store card

What are store cards? Are they worth it?

What is the difference between a store card and a normal credit card? Are store cards worth it? Find out all about this type of reward-based credit card in our guide.

Man paying for goods online with his credit card

Credit Card Limitis: What Is Credit Limit? | Bankrate

This guide will explain how credit limits work, and how keeping an eye on them can help prevent you from paying extra fees or damaging your credit score.

Diverse couple with credit card

Is sharing a credit card with someone else a good idea?

You may think about getting a joint credit card with a partner or someone else you trust. But is it a good idea? What are the risks of having an additional credit cardholder?