Lance Davis

Lance Davis is the editorial director for Bankrate US. Lance leads a team responsible for creating educational content that guides people through the pivotal steps in their financial journey. He has held multiple roles on the Bankrate team, starting out as a copy editor and then focusing on building audiences through social media and email newsletters before taking on an editor role. Lance learned the finer points of personal finance on the copy desk, where he was tasked with reading almost every article before it was published on the site, and saw how small moves today can have a big impact on your financial future.

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Here’s why your credit card was declined

It's embarrassing to have your credit card declined - but why did it happen? Here are nine reasons for your credit card being declined.