Elyssa Kirkham

Elyssa has nearly a decade of specialised experience as a personal finance journalist and has written for a variety of prominent financial publications during her career. She started her career in personal finance journalism with GOBankingRates, where she wrote hundreds of educational articles on a variety of financial topics. She then developed a specialty in explaining education debt and financing as a writer for Student Loan Hero and LendingTree. Since 2019, she has been writing about student loan issues for The Balance.


Why you need an ‘opportunity fund’

You've heard of using an emergency fund to save for the worst. Here's how an opportunity fund can help you prepare for once-in-a-lifetime chances.