Author

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Elyssa Kirkham

Elyssa has nearly a decade of specialised experience as a personal finance journalist and has written for a variety of prominent financial publications during her career. She started her career in personal finance journalism with GOBankingRates, where she wrote hundreds of educational articles on a variety of financial topics. She then developed a specialty in explaining education debt and financing as a writer for Student Loan Hero and LendingTree. Since 2019, she has been writing about student loan issues for The Balance.

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Why you need an ‘opportunity fund’

You've heard of using an emergency fund to save for the worst. Here's how an opportunity fund can help you prepare for once-in-a-lifetime chances.