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Top offers on Bankrate vs. national average interest rates
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For the week of October 13th, top offers on Bankrate are X% lower than the national average. On a $340,000 30-year loan, this translates to $XXX in annual savings.
Today's national mortgage interest rate trends
For today, Tuesday, October 15, 2024, the current average 30-year fixed mortgage interest rate is 6.57%, rising 28 basis points over the last seven days. If you're in the market for a mortgage refinance, today's current average interest rate for a 30-year fixed refinance is 6.58%, increasing 30 basis points since the same time last week. Meanwhile, today's national 15-year fixed refinance interest rate is 5.89%, increasing 29 basis points over the last week. For now, the consensus is that mortgage rates will ease down in 2024. Whether you need a mortgage now or plan to get one in the next year or two, it’s crucial to compare offers. Bankrate can connect you with current offers on various types of loans, often well below the national average. We display the lender’s interest rate, APR (rate plus costs) and estimated monthly payment to help you more easily find the best mortgage for your needs.On Tuesday, October 15, 2024, the national average 30-year fixed mortgage APR is 6.65%. The average 15-year fixed mortgage APR is 6.00%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
On Tuesday, October 15, 2024, the national average 30-year fixed mortgage APR is 6.65%. The average 15-year fixed mortgage APR is 6.00%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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