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Top offers on Bankrate vs. national average interest rates
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For the week of September 29th, top offers on Bankrate are X% lower than the national average. On a $340,000 30-year loan, this translates to $XXX in annual savings.
Today's national mortgage interest rate trends
On Saturday, October 05, 2024, the current average interest rate for a 30-year fixed mortgage is 6.23%, up 1 basis point since the same time last week. If you're looking to refinance, today's average 30-year fixed refinance interest rate is 6.21%, up 2 basis points over the last week. Meanwhile, the national average 15-year fixed refinance interest rate is 5.47%, up 10 basis points from a week ago. For now, the consensus is that mortgage rates will ease down in 2024. Whether you need a mortgage now or plan to get one in the next year or two, it’s crucial to compare offers. Bankrate can connect you with current offers on various types of loans, often well below the national average. We display the lender’s interest rate, APR (rate plus costs) and estimated monthly payment to help you more easily find the best mortgage for your needs.On Saturday, October 05, 2024, the national average 30-year fixed mortgage APR is 6.34%. The average 15-year fixed mortgage APR is 5.65%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
On Saturday, October 05, 2024, the national average 30-year fixed mortgage APR is 6.34%. The average 15-year fixed mortgage APR is 5.65%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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