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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Here are the best mortgage lenders for October 2024.
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Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
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Following the Federal Reserve rate cut in September, you might be asking, is it time to buy or sell a home? Here are some insights.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
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It varies, but generally, the lower the better. Here’s why.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
A house on a stack of money
How low will they go?
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Here’s how an FHA cash-out refinance works.
The exterior of a beige split-level home with garage, driveway and yard
More than once, certainly. But making a habit of it gets costly.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
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But be careful, lest a strategy end up costing you more in the long run.
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You can get an EEM through many of the same lenders that offer mortgages.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
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It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
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Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
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Answers to borrowers most common mortgage forbearance questions
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Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
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Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?