Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for June 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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It’s pretty similar to any ARM — and despite the low intro rates, it comes with caveats.
Here is Bankrate’s guide to the best construction loan lenders.
There’s one key fact that separates first-time homebuyer grants from other forms of help.
It protects you from predatory practices by mortgage lenders, among other things.
A mortgage forbearance agreement typically outlines the timeline and method of repayment.
Getting a good loan starts with choosing the right lender.
Financial tools to make that project happen — provided you pick the right one for your needs.
Follow these 10 steps to nail the loan and make buying that home a reality.
It’s an easy way to swap out your FHA loan — provided you qualify.
A VA cash-out refinance can help you save money, but it isn’t free.
No, it’s not exactly the same as refinancing your home’s mortgage.
You need to crunch numbers to see if a refi makes sense.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Find out if your lender can offer you a better deal.
There’s no best car for everyone, but there is a best one for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Although used interchangeably, deferment isn’t the same as forbearance.
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
After several missed payments, your lender can start the foreclosure process.
Answers to borrowers most common mortgage forbearance questions
Here’s what to know about loss mitigation and mortgage relief.
Underwater mortgages can occur during an economic downturn when home values fall.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.