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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
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How low will they go?
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A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
A house sitting atop a stack of credit cards
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
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Here are the best mortgage lenders for October 2024.
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Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
A woman holding a "home for sale" sign
Following the Federal Reserve rate cut in September, you might be asking, is it time to buy or sell a home? Here are some insights.
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Here’s how to cut this monthly insurance cost it if you’re eligible.
First, you celebrate. But remember: You’ve got some new obligations too.
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If the martial home has a lien on it, things can get complicated.
Borrowers meet with a loan officer to refinance their mortgage.
Usually, no. But you still need to have some cash on hand at the closing.
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It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
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Depending on the type of refinance, the amount you owe could deplete the amount you own.
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And do you need to keep all of them?
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
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Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
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Answers to borrowers most common mortgage forbearance questions
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Some seemingly-dead second mortgages are coming back to life demanding payment.
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When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
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When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
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First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
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Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?