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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Man working on the roof of a house
This type of mortgage lets you pay for a home and renovations with a single loan.
Two people reviewing documents
Here’s a checklist of what you need to get a mortgage preapproval letter.
Family couple consultations
It’s a good sign you’ll be approved for a loan, but not a guarantee.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
Illustration of money bags in front of a house
The down payment question may sound like a simple one, but it has many answers.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
A home with a large front yard
While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
A house on a stack of money
Mortgage rates rise as inflation sticks around
A house on a stack of money
Mortgage rates rise amid uncertainty in the markets
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
home equity options
Not all equity-tapping methods are created equal.
A man and a woman in suits stand together in a dealership while looking at a tablet.
These car dealership tricks help salespeople maximize their profits.
Image of a black sedan and a black calculator set against a blue background.
If you’re worried about making auto loan payments, look into car loan modification.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.