Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for June 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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There are some no doc mortgages, but you won’t find them widely advertised.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here’s how to find down payment assistance and what you’ll need to qualify.
The home seller becomes your lender In this obscure financing option.
In short, without guaranteed mortgages, there would be a lot fewer home sales.
If you’ve got some extra cash, should you throw it at your mortgage?
Mortgage rates dip amid swings In markets
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Both mean borrowing against your home, but their pros and cons vary quite a bit.
Mortgage rates dip amid swings In markets
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here’s how an FHA cash-out refinance works.
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Although used interchangeably, deferment isn’t the same as forbearance.
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
After several missed payments, your lender can start the foreclosure process.
Answers to borrowers most common mortgage forbearance questions
Here’s what to know about loss mitigation and mortgage relief.
Underwater mortgages can occur during an economic downturn when home values fall.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.