Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
A woman holding a "home for sale" sign
Following the Federal Reserve rate cut in September, you might be asking, is it time to buy or sell a home? Here are some insights.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Illustrated design featuring a front porch entryway
It varies, but generally, the lower the better. Here’s why.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
A house on a stack of money
How low will they go?
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
A house on a stack of money
How low will they go?
Illustrated collage featuring a family sitting together on a couch
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Illustration of a tire and moneybag
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
Placeholder image
The tax clock is ticking for homeowners considering short sale and facing foreclosure.
Placeholder image
To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy.
Placeholder image
When the bank issues a 1099-A on foreclosed homes, there usually is no tax impact.
Placeholder image
To save a home with nearly $200,000 in equity, be willing to pay a penalty — or maybe not.
Placeholder image
The bank’s actions will determine the tax consequences of walking away from your mortgage.