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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Here are the best mortgage lenders for October 2024.
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Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
A woman holding a "home for sale" sign
Following the Federal Reserve rate cut in September, you might be asking, is it time to buy or sell a home? Here are some insights.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Illustrated design featuring a front porch entryway
It varies, but generally, the lower the better. Here’s why.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
A house on a stack of money
How low will they go?
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Here are the best mortgage lenders for October 2024.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
A house on a stack of money
How low will they go?
Illustrated collage featuring a family sitting together on a couch
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
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Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
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Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.