Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for April 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
Want to borrow against your home’s value? Be ready to meet these criteria.
Paying your mortgage biweekly translates to one additional payment per year. Should you do it
Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for conforming loans, which make up most mortgages. Mortgage lenders have traditionally [...]
A home down payment is the part of a home’s purchase price you pay upfront.
The lender must provide final details of your mortgage on the closing disclosure.
Though far from home, you can still get an affordable VA home loan.
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Just like the supply of mortgages, the supply of these bonds is surging.
A reader asks: If inflation goes up, what is your advice to protect my investments?
As home prices continue to outpace income gains, going back to the past may be the answer.
Home prices are rising much faster than incomes and it’s not where you think.
A reader asks: Dividend stocks had been getting hammered. Are they still a good investment tool?
A reader asks who’s nearing retirement asks if it’s smart to pay down the mortgage faster.
Restrictive zoning rules protect property values — sometimes too effectively, housing economists say.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
This legal process could help you keep your home — but it comes with a catch.
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
Trust us, you don’t want to trigger it. Here’s why.
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Up to four, usually. But it’s complicated.
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.