Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

A mortgage forbearance agreement typically outlines the timeline and method of repayment.
Would-be homebuyers
Getting a good loan starts with choosing the right lender.
Illustrated collage featuring people working together to paint a house
Financial tools to make that project happen — provided you pick the right one for your needs.
A happy family jumping in a kitchen
Follow these 10 steps to nail the loan and make buying that home a reality.
Man working on the roof of a house
This type of mortgage lets you pay for a home and renovations with a single loan.
Two people reviewing documents
Here’s a checklist of what you need to get a mortgage preapproval letter.
Family couple consultations
It’s a good sign you’ll be approved for a loan, but not a guarantee.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
A house on a stack of money
Mortgage rates dip amid swings In markets
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of a house
Here’s how an FHA cash-out refinance works.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
A couple sitting on a couch together, discussing an issue
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.