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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Image of a couple shaking hands with a realtor handing them keys with illustrated graphic features
By comparing mortgage offers, you can potentially save thousands.
Woman looking at her phone in bed.
Submitting a mortgage application can lead some consumers to receive harassing phone calls from lenders — but new legislation may reign them in.
Want to borrow against your home’s value? Be ready to meet these criteria.
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In short, it’s a mortgage not guaranteed by the government. Is it the right one for you?
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Aerial photo of a neighborhood in Oakwood, Ohio
It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.
A house on a stack of money
Mortgage rates rise amid uncertainty in the markets
Portrait of young couple in front of new home
Among other things, PITI helps lenders decide whether you’ll be able to repay your loan.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
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Find out if your lender can offer you a better deal.
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There’s no best car for everyone, but there is a best one for you.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
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You save a chunk of cash upfront, but it may cost you more in the long run.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
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Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
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Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
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Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
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Underwater mortgages can occur during an economic downturn when home values fall.