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Mortgages

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Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a stack of money
Mortgage rates dip amid swings In markets
Illustrated collage featuring a house with a large pile of money beside it
Here’s everything to know about mortgage interest charges and rates.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
Illustrated collage featuring three people having a conversation outside of a home with a large "For Sale" image
Have credit issues in your past? You still might qualify for a home loan.
A bungalow-style home in Portland, Oregon
Here’s how student loans typically factor into getting a mortgage.
Homebuyers with their real estate agent tour a listing.
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
How to refinance a house you’re renting out
No, it’s not exactly the same as refinancing your home’s mortgage.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Young couple speaking to a banker
Find out if your lender can offer you a better deal.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.