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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

home equity loan bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
credit score on mobile phone
Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Image of a couple shaking hands with a realtor handing them keys with illustrated graphic features
By comparing mortgage offers, you can potentially save thousands.
Woman looking at her phone in bed.
Submitting a mortgage application can lead some consumers to receive harassing phone calls from lenders — but new legislation may reign them in.
Want to borrow against your home’s value? Be ready to meet these criteria.
Illustrated collage featuring two people admiring a house
In short, it’s a mortgage not guaranteed by the government. Is it the right one for you?
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Aerial photo of a neighborhood in Oakwood, Ohio
It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of a house
Here’s how an FHA cash-out refinance works.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A house with a sign that says "Reduced" behind it
But be careful, lest a strategy end up costing you more in the long run.
A home, a question mark and a bag of money.
More than once, certainly. But making a habit of it gets costly.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
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Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.