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Mortgages

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Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Think of it as mortgage preapproval lite. Easier to get, but less useful too.
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Here are three ways to boost your financial profile — before you apply for a home loan.
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They let you buy your way into a cheaper loan. But it pays to do a little analysis first.
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Mortgage rates rise as inflation sticks around
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
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This coverage can offer great benefits, but it can be expensive.
HELOC is not interest only forever
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
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It’s America’s favorite home loan by far. But is it the best choice for you?
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
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These loans appeal to house flippers or those with unusual situations.
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And do you need to keep all of them?
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They’re hoping promos will make you ignore the runup in interest rates.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
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When you pass away, your mortgage doesn’t suddenly disappear.
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With mortgage rates set to gradually fall, does it make sense to refinance this year?
Here are some of the best mortgage lenders in Texas in 2024.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
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Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
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A shared appreciation mortgage is a unique home financing arrangement.
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Here are options if your mortgage forbearance plan is expiring.
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Although used interchangeably, deferment isn’t the same as forbearance.
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Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
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After several missed payments, your lender can start the foreclosure process.
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Answers to borrowers most common mortgage forbearance questions
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Here’s what to know about loss mitigation and mortgage relief.
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Underwater mortgages can occur during an economic downturn when home values fall.