Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
How low will they go?
A woman looking at her phone
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
A house sitting atop a stack of credit cards
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
A woman holding a "home for sale" sign
Following the Federal Reserve rate cut in September, you might be asking, is it time to buy or sell a home? Here are some insights.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
How low will they go?
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Three people discussing homeownership options
It can be fast, easy money — but it comes with caveats.
Illustrated collage featuring a family sitting together on a couch
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Illustration of a tire and moneybag
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Mortgage rate forecast for January 2022: Higher rates ring in the New Year
Will rates move higher from their near-record lows? The experts weigh in.
house with snow
The National Association of Realtors expects price appreciation to dip below 3% in 2022.
Chicago homes and skyline
See which markets are more likely to reward renting over buying, and vice-versa.
Welcome to Texas sign
Texas and Florida added the most new residents. New York and Illinois lost the most.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?