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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Here are the best mortgage lenders for October 2024.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in December 2024 and beyond.
Young mother playing with her children
FHA loan limits have increased for 2025. Here’s what to know if you’re looking for this low-down payment mortgage.
A house on a stack of money
How low will they go?
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Homeownership out of reach
A key part of the American Dream grows out of reach for many.
Front view of the UWM building
UWM claims the top spot on the latest list.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
Homebuyers with their real estate agent tour a listing.
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
A contractor installs backsplash in a kitchen
A VA cash-out refinance can help you save money, but it isn’t free.
Portfolio mortgage lenders: What are they and how do you find one?
These lenders keep the mortgages they underwrite, so they may lend when others won’t.
Image of a house
Here’s how an FHA cash-out refinance works.
The exterior of a beige split-level home with garage, driveway and yard
More than once, certainly. But making a habit of it gets costly.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
A house with a sign that says "Reduced" behind it
But be careful, lest a strategy end up costing you more in the long run.
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.