Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Editor's picks
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for July 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
A shared appreciation mortgage is a unique home financing arrangement.
It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.
Mortgage rates rise amid uncertainty in the markets
Among other things, PITI helps lenders decide whether you’ll be able to repay your loan.
To buy a home after you sold one in a short sale, you need time, good credit and money down.
Everything you need to know before you start switching out your home loan.
It’s an easy way to swap out your FHA loan — provided you qualify.
What to watch for to get a top offer on a home equity line of credit.
A huge home-value gap has opened up between coastal cities and the rest of the U.S.
One readers asks: When will we be out of this economic downturn?
A reader asks: Should I pay down my mortgage or contribute more to retirement?
Readers want to know: Will economic disruption cause home prices to fall?
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
Find out what you can do if your stimulus check was deposited into the wrong account.
See whether it’s smart to tap retirement savings to pay down debt.
Bankrate’s experts answer reader questions each week.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A shared appreciation mortgage is a unique home financing arrangement.
Here are options if your mortgage forbearance plan is expiring.
Although used interchangeably, deferment isn’t the same as forbearance.
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
After several missed payments, your lender can start the foreclosure process.
Answers to borrowers most common mortgage forbearance questions
Here’s what to know about loss mitigation and mortgage relief.
Underwater mortgages can occur during an economic downturn when home values fall.