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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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The housing market is particularly tough right now for first-time homebuyers. That means if you’re looking to buy your first home, you should take advantage of any first-time homebuyer programs that [...]

Not all equity-tapping methods are created equal.

Financial tools to make that project happen — provided you pick the right one for your needs.

Mortgage payments have been rising for decades.

If you’re second-guessing your refi or home equity loan, you could have a way out.

Mortgage rates tick down amid uncertainty

USDA loans require no down payment and are designed for low- to moderate-income homebuyers.

It’s a hybrid product that can combine the best of both borrowing worlds.

Just like the supply of mortgages, the supply of these bonds is surging.

A reader asks: If inflation goes up, what is your advice to protect my investments?

As home prices continue to outpace income gains, going back to the past may be the answer.

Home prices are rising much faster than incomes and it’s not where you think.

A reader asks: Dividend stocks had been getting hammered. Are they still a good investment tool?

A reader asks who’s nearing retirement asks if it’s smart to pay down the mortgage faster.

Restrictive zoning rules protect property values — sometimes too effectively, housing economists say.

The answer depends on how far into the loan you are or how close you may be to the end.

Here are the best mortgage lenders for July 2025.

Here is Bankrate’s guide to the best construction loan lenders.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here are some of the best bad credit mortgage lenders in 2025.

OK with doing your loan digitally? These mortgage companies are the tops.

A current or veteran military person? Here are the top VA lenders for you.

Bankrate’s guide to finding the best reverse mortgage lender for you

Here are some of the best mortgage refinance lenders in 2025.

Here are options if your mortgage forbearance plan is expiring.

Although used interchangeably, deferment isn’t the same as forbearance.

Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.

After several missed payments, your lender can start the foreclosure process.

Answers to borrowers most common mortgage forbearance questions

Here’s what to know about loss mitigation and mortgage relief.

Underwater mortgages can occur during an economic downturn when home values fall.

Here are strategies for avoiding foreclosure if you have trouble making house payments.