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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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It’s your biggest defense against housing discrimination.
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What to watch for to get a top offer on a home equity line of credit.
A house on a stack of money
Mortgage rates retreat amid swings In markets
A large house. Blaring sirens juxtaposed
While most homeowners are happy with their choice, many feel some level of remorse.
Couple sitting on a couch in front of a laptop
It can be a smart move, but don’t get trapped by surprise terms.
Modern bedroom
Not all equity-tapping methods are created equal.
BIPOC couple holding a child from front of a house
HFA loans are designed to make homeownership more affordable.
Borrowers meet with a mortgage lender.
While subprime mortgages exist today, they are subject to more oversight.
First, you celebrate. But remember: You’ve got some new obligations too.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
How much home equity do I need for a mortgage refinance?
There are many refinance options based on level of equity.
The exterior of a single-family home with dormers and yard
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
Soldier in uniform coming home and his family
If you qualify, a VA refinance can be a great way to snag a low rate.
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How to calculate if the costs outweigh the benefits.
Homebuyers with their real estate agent tour a listing.
It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.