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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring bags of money and a house key
If you qualify for both a VA and conventional loan, consider the pros and cons of each.
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These steps will help rookies streamline the process, avoiding bumps on the homebuying road.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
Image of a couple shaking hands with a realtor handing them keys with illustrated graphic features
By comparing mortgage offers, you can potentially save thousands.
A couple explores their mortgage options online
One means lower payments, the other costs less overall.
Illustrated collage featuring a house with clouds above
A primer on how these home loans work, including the lingo you need to know.
A panoramic view of the Chicago, Illinois skyline
If you’re buying your first home in Illinois, these resources can help open the door.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
Modern bedroom
Not all equity-tapping methods are created equal.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
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You save a chunk of cash upfront, but it may cost you more in the long run.
Cedar shingle house on the water in Cape Cod.
The rules are different for refinancing a second home or investment property.
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It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
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Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
San Francisco homes
San Francisco had the most homes topping list price in December.
house with snow
The National Association of Realtors expects price appreciation to dip below 3% in 2022.
Chicago homes and skyline
See which markets are more likely to reward renting over buying, and vice-versa.
Welcome to Texas sign
Texas and Florida added the most new residents. New York and Illinois lost the most.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?