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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Here are the best mortgage lenders for October 2024.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in December 2024 and beyond.
Young mother playing with her children
FHA loan limits have increased for 2025. Here’s what to know if you’re looking for this low-down payment mortgage.
A house on a stack of money
How low will they go?
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Homeownership out of reach
A key part of the American Dream grows out of reach for many.
Front view of the UWM building
UWM claims the top spot on the latest list.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
Here are the best mortgage lenders for October 2024.
A house on a stack of money
How low will they go?
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Modern bedroom
Knowing the differences among equity loans will help you make the right choice.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A Colonial-style single-family home
A drop is inevitable, but you can minimize it.
Couple discussing finances on a couch
You can cut your total mortgage interest in half, but there’s one big catch.
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
A two-story home with porch
A bargain and sale deed can crop up in foreclosure or tax sales. Here’s what it means.
Red rain boots at front door with welcome mat
Read this to avoid losing your down payment or rent deposit to a scammer.
Colorful town houses in Portland Oregon
It can shield you from financial claims or taxes imposed on your home.
Row of small brick bungalow houses with gables
Judicial foreclosures, as opposed to non-judicial ones, are executed in the court system — meaning they involve a lawsuit.
Storm approaching the Hillsboro Beach near Miami, Florida
Following the storm, Fannie Mae and others have authorized forbearance plans for affected borrowers.
Before a long-distance relocation, some soul searching and some research are in order.
homes in San Jose
California is hot, Green Bay is not, this survey says.
San Francisco homes
San Francisco had the most homes topping list price in December.