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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

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Rating: 4.6 stars out of 5
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The latest

Forsyth Park in Savannah, Georgia
If you’re a first-time homebuyer in Georgia, help is available.
House on Kauai
If you’re a first-time homebuyer in Hawaii, help is available.
A woman sitting on a chair, reviewing papers
A half-century of females’ hard-fought right to home financing and ownership.
A scale balancing a house and money
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
Woodstock, Vermont
If you’re a first-time homebuyer in Vermont, help is available.
Homebuyers review mortgage loan information to make the best choice for them.
A loan estimate is just that: an estimate. Here’s what you need to know.
What is a 5/1 ARM
A 5/1 ARM is a common type of adjustable-rate mortgage.
Springfield, Massachusetts
If you’re a first-time homebuyer in Massachusetts, help is available.
A scale balancing a house and money
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Couple discussing contract terms during meeting with realtor
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Mother and son look at a car
Leasing companies must tell you all of the terms of the deal they are offering you.
A couple sits on a porch of a house drinking coffee.
Consumers have a variety of ways to invest in real estate in 2025.
Illustrated collage featuring a money bag made of UCP fabric and an American flag
There’s a flip side to every form of financing, and VA loans are no exception.
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
Aerial view of house roofs in suburban neighborhood
Though the pandemic emergency has ended, mortgage borrowers still have relief options.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.