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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A borrower is meeting with a lender and signing documents
Predatory lenders employ many tactics. Here’s what to watch for.
Young couple speaking to a banker
Find out if your lender can offer you a better deal.
Collage featuring a couple standing over a laptop
Your mortgage statement contains important information about your balance and payments.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A homeowner on the phone with her mortgage servicing company
It’s usually not a problem — but it doesn’t get you out of payments, either.
Illustrated collage featuring bags of money and a house key
If you qualify for both a VA and conventional loan, consider the pros and cons of each.
Couple sitting together with boxes stacked around them
These steps will help rookies streamline the process, avoiding bumps on the homebuying road.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
Young couple speaking to a banker
Find out if your lender can offer you a better deal.
Illustration of woman looking at a new vehicle at a car dealership
There’s no best car for everyone, but there is a best one for you.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
Modern bedroom
Not all equity-tapping methods are created equal.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.