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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring people working together to paint a house
Financial tools to make that project happen — provided you pick the right one for your needs.
A happy family jumping in a kitchen
Follow these 10 steps to nail the loan and make buying that home a reality.
Man working on the roof of a house
This type of mortgage lets you pay for a home and renovations with a single loan.
Two people reviewing documents
Here’s a checklist of what you need to get a mortgage preapproval letter.
Family couple consultations
It’s a good sign you’ll be approved for a loan, but not a guarantee.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
Illustration of money bags in front of a house
The down payment question may sound like a simple one, but it has many answers.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
Image of a house
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
Man at home working
First, you cry. Then you fix the issue. Here’s how.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Couple negotiates at an auto dealership
Auto rebates are money-back deals from manufacturers that lower vehicles’ costs.
Modern bedroom
Not all equity-tapping methods are created equal.
A single-family one-story home in Los Angeles, California
You may not recognize their name, but they might have a better deal for you.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.
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Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.