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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

ARMs make a comeback
Although ARMs are buzzy again, the risk hasn’t changed.
Image of a person holding onto a house
It’s a mortgage with a fluctuating interest rate. Which can be to your advantage — or not.
home equity tax deduction
The loan interest is — but only if you meet certain criteria.
Residential neighborhood
Eyeing a high-priced home? Opting for a jumbo loan may be a necessity.
Three people reviewing a laptop together
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
Farmhouse exterior
Here are three ways to boost your financial profile — before you apply for a home loan.
Illustrated collage featuring a house surrounded by greenery
They let you buy your way into a cheaper loan. But it pays to do a little analysis first.
A house on a stack of money
Mortgage rates rise as inflation sticks around
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
A house on a stack of money
Mortgage rates rise as inflation sticks around
A house on a stack of money
Mortgage rates rise amid uncertainty in the markets
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
home equity options
Not all equity-tapping methods are created equal.
A man and a woman in suits stand together in a dealership while looking at a tablet.
These car dealership tricks help salespeople maximize their profits.
Image of a black sedan and a black calculator set against a blue background.
If you’re worried about making auto loan payments, look into car loan modification.
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Colorful town houses in Portland Oregon
It can shield you from financial claims or taxes imposed on your home.
Row of small brick bungalow houses with gables
Judicial foreclosures, as opposed to non-judicial ones, are executed in the court system — meaning they involve a lawsuit.
San Francisco homes
San Francisco had the most homes topping list price in December.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?