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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Our expert’s analysis of the Fannie Mae and Freddie Mac conservatorship debate.

Don’t get tripped up at the finish line when you buy a house.

Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.

Learn the essentials of this popular mortgage before you apply.

It’s pretty similar to any ARM — and despite the low intro rates, it comes with caveats.

Here is Bankrate’s guide to the best construction loan lenders.

There’s one key fact that separates first-time homebuyer grants from other forms of help.

It protects you from predatory practices by mortgage lenders, among other things.

Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.

Both mean borrowing against your home, but their pros and cons vary quite a bit.

Mortgage rates dip amid swings In markets

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Borrowers with poor credit can still nail down home loan refinancing. Here’s how.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here’s how an FHA cash-out refinance works.

Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.

Here is Bankrate’s guide to the best construction loan lenders.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here are some of the best bad credit mortgage lenders in 2025.

OK with doing your loan digitally? These mortgage companies are the tops.

A current or veteran military person? Here are the top VA lenders for you.

Bankrate’s guide to finding the best reverse mortgage lender for you

Here are some of the best mortgage refinance lenders in 2025.

Here are the best mortgage lenders for June 2025.

A shared appreciation mortgage is a unique home financing arrangement.

A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.

And what do their differences mean for you, the mortgage borrower?

It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.

If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.

For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.

Some seemingly-dead second mortgages are coming back to life demanding payment.

When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.