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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Our expert’s analysis of the Fannie Mae and Freddie Mac conservatorship debate.
House with a "sold" sign
Don’t get tripped up at the finish line when you buy a house.
Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
A soldier embracing her young child
Learn the essentials of this popular mortgage before you apply.
Young Asian woman organising and tidying up the cushions and throw on the sofa in the living room at home
It’s pretty similar to any ARM — and despite the low intro rates, it comes with caveats.
Here is Bankrate’s guide to the best construction loan lenders.
Two people sitting together
There’s one key fact that separates first-time homebuyer grants from other forms of help.
SIngle-family luxury home in Indiana suburb
It protects you from predatory practices by mortgage lenders, among other things.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
A house on a stack of money
Mortgage rates dip amid swings In markets
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Image of a house
Here’s how an FHA cash-out refinance works.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
Image of a white house surrounded by greenery
And what do their differences mean for you, the mortgage borrower?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.
A forest fire in California
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.