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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Our expert’s analysis of the Fannie Mae and Freddie Mac conservatorship debate.

Don’t get tripped up at the finish line when you buy a house.

Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.

Learn the essentials of this popular mortgage before you apply.

It’s pretty similar to any ARM — and despite the low intro rates, it comes with caveats.

Here is Bankrate’s guide to the best construction loan lenders.

There’s one key fact that separates first-time homebuyer grants from other forms of help.

It protects you from predatory practices by mortgage lenders, among other things.

Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.

Both mean borrowing against your home, but their pros and cons vary quite a bit.

Mortgage rates dip amid swings In markets

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Borrowers with poor credit can still nail down home loan refinancing. Here’s how.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here’s how an FHA cash-out refinance works.

Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.

Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.

Our list of lenders best suited to helping out a novice homeowner-to-be.

Here are some of the best jumbo mortgage lenders in 2024.

Here are some of the best lenders for low- and no-down payment mortgages in 2024.

Here are some of the best mortgage lenders in Texas in 2024.

Here are some of the best mortgage lenders in California in 2024.

Here are some of the best no-fee mortgage lenders in 2024.

Here are some of the best cash-out refinance lenders in 2024.

Although used interchangeably, deferment isn’t the same as forbearance.

Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.

After several missed payments, your lender can start the foreclosure process.

Answers to borrowers most common mortgage forbearance questions

Here’s what to know about loss mitigation and mortgage relief.

Underwater mortgages can occur during an economic downturn when home values fall.

Here are strategies for avoiding foreclosure if you have trouble making house payments.

First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.