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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a stack of money
How low will they go?
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Senior couple looking at a laptop
Here’s what to consider before paring down your home.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A house on a stack of money
How low will they go?
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Woman sitting on a blue armchair reviewing a tablet
With mortgage rates set to gradually fall, does it make sense to refinance this year?
The Federal Reserve’s decisions have ripple effects, including for mortgages.
When is it a good idea to refinance
When doing so saves you money — or helps you score some.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
A closeup of a bank-owned open house sign
Bank-owned properties can be a fit for a specific type of homebuyer or investor, but they can be difficult to find in today’s market.
An aerial of homes in a neighborhood
After several missed payments, your lender can start the foreclosure process.