Mortgage Rates for Jun 25

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Find and compare mortgage rates below or read the latest mortgage rates analysis.

Today's Mortgage Rates

Loan Term Rate Change Last Week
Last update: 06/25/2018
30-year fixed mortgage rate 4.45% 0.02 4.43%
15-year fixed mortgage rate 3.89% N/A 3.89%
5/1 ARM mortgage rate 4.17% -0.05 4.22%
7/1 ARM mortgage rate 4.28% -0.02 4.30%
30-year fixed jumbo mortgage rate 4.61% N/A 4.61%
30 Year FHA mortgage rate 4.32% 0.03 4.29%
Mortgage rates may vary daily as a result of economic factors, political activity, news and reports, or events like Federal Reserve meetings. Your individual mortgage rate may differ from the national average based on your own financial situation.
Use our mortgage comparison tool to find the right lender for you. Make sure to use APR, which includes fees and costs, when comparing mortgage rates from lenders.
To keep an eye on rates and stay up to date on the latest trends, check daily.

Mortgage Rates Help

Getting a mortgage loan is a big commitment. Learn about all the variables involved in getting a mortgage and the impact these variables have on your interest rate. Before buying your new home, you can find the most common variables that go into calculating estimated monthly payments and interest rates provided here.


    Click "Purchase" if you are buying a home. Click "Refinance" if you own a home and you want to replace your mortgage with another loan at a different rate and terms.

    Loan type

    Select which type of mortgage you are shopping for: a 30-year fixed-rate loan, a 15-year fixed, an FHA-insured loan, an adjustable-rate mortgage (ARM) with an introductory rate lasting 5 or 7 years, a 20-year fixed, and 10-year fixed or a 30-year Veterans Affairs loan.

    Purchase Price

    Type the price of the home you are looking to buy. This value is defaulted based on your location, but you should enter your own number.

    Down payment

    Select the percentage that is closest to your down payment. If your down payment is between these numbers, select the lower one. Example: If you are making a 12 percent down payment, select "10% down" and not "15% down."

    Credit score

    If you know your credit score, select the range that your score belongs to. The best rates and terms go to borrowers with credit scores of 740 and higher, and borrowers in the 720 to 739 range can get very good deals, too.


    Select the range of discount points that you are willing to pay. Discount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.


    Enter your zip code. You might see a bigger selection if you choose the nearest large city.